Automobile Loans

Before you shop for a vehicle, get pre-approved for a loan with ST&PFCU. A pre-approved loan amount can give you added negotiating power.

Consider refinancing your non-ST&PFCU loan. This could save you money by lowering your rate and/or monthly payment.

Rates vary according to the length of time financed and credit history.

• We offer new and used auto loans
• No prepayment penalty
• Terms up to 84 months
• Protect your loan with GAP insurance

Recreational Vehicles

• New and Used
• Includes Boats, ATV-4 Wheelers, Campers, RVs
• No prepayment penalty
• Terms up to 120 months
• GAP insurance & extended warranty are available at a low cost

Share Secured Loans

Fully secured share loans are those where you pledge your savings account as security for the loan dollar for dollar. If you are looking to build your credit, your shares may also be used to secure a VISA credit card.

Certificate Secured Loans

• Pledge your share certificate of deposit as security
• Loan term is based on term of certificate
• Low interest rate

Real Estate

We have partnered with MyCUMortgage to offer you a painless and hassle free process, with experts available by phone or online to assist you.

• Purchase or refinance your home
• Owner occupied or investment properties

Signature Loans

Signature loans are also known as personal or unsecured loans. These are available to give you the cash you need for emergencies, vacation, tuition, bill consolidation, etc.

A VISA credit card is also an option to assist in managing unforeseen expenses. We offer secured and unsecured cards.

Visa Credit Card

• Option to assist in managing unforeseen expenses.
• Unsecured & Secured
• Balance transfer available
• Payoff higher interest credit cards